Downey Savings branch offices will be closed in observance of the following holidays Holiday Day of the week Date New Year's Day Tuesday January 1, 2008 Martin Luther King Jr. Day Monday January 21, 2008 Presidents' Day Monday February 18, 2008 Memorial Day Monday May 26, 2008 Independence Day Friday July 4, 2008 Labor Day Monday September 1, 2008 Veteran's Day Tuesday November 11, 2008 Thanksgiving Day Thursday November 27, 2008 Christmas Day Thursday December 25, 2008